Wizarding Financial Services

[THE PHOENIX]

Wizarding Financial Services

In an effort to make Hallows & Horcruxes more interactive than your average forum based RPG, we have created a society where money matters, and the ways of earning it are many and varied. The Wizarding Financial Services is here to discuss the three most prominent and important aspects of such a society.

[/span][/div]

II. Saving Money

III. Spending Money

[/ul]
[/blockquote]

[THE PHOENIX]

Earning Money

I. Make a character!

That's right - the first step to earning money at Hallows & Horcruxes is to have an accepted character! All new characters, upon acceptance, receive 500 start up galleons!

II. Posting

Your best and most frequent method of earning your galleons is through active posting. While there are areas (Such as the Games) where posting earns you nothing, nearly every part of the site will grant you the following:

[/font]
[/ul]

You also earn additional, site generated bonuses for posting certain amounts in a single day. The amounts and their payouts are as follows:

SPOILER: Click to show

{Spoiler}{Spoiler}5 Posts - 50 Galleons
10 Posts - 200 Galleons
20 Posts - 400 Galleons

III. Employment

As Hallows and Horcruxes is dedicated to having a diverse world for adults to play in, employment has become something that is more than just a note on a character's profile. Every month your character account earns a monthly salary. This salary is dependent on that characters position and whether or not they are making bonuses (For example, potioneers working in the ministry, or Heads of Houses at Hogwarts)

For more information on how many galleons your character can expect per month, take a look at our Job Guides. Students should also pay close attention to these as once they graduate, it'll be time to pick a career.

Students are granted a monthly allowance of 200 galleons.

IV. Graphics Requests

Got a bit of the artist in you? Brilliant! Doing graphics requests for fellow members can earn you money from them and the site, so this is a really great way to line up your pockets. Who knows, maybe the staff may ask you to do something for the site itself one day! For more on Graphics related money, see our Artists Incentive Program.

V. Of The Month Awards

These are awards given out to individuals chosen by the members by way of a voting system. Each month, the members choice winners will receive a 100 galleons per category! So that's Male of the Month, Female of the Month and Couple of the Month.

The Thread of the Month has a pot of 500 galleons - the more members in a thread, the less each member receives - so try not to vote for site wide threads or anything like that.

VI. Event Participation

We like our events to be active, so a bit of a spark to make sure they are is of course, a pot of galleons at the end of the road, not to mention double posting incentives in Event Forums! Because of the large amounts of galleons a person can acquire upon an event, all events are announced ahead of time.

VII. Site Contests

Hallows & Horcruxes will hold contests of completely random sorts every now and then - large ones will be announced prior (such as events), but sometimes little ones pop up and whoever is online at the time gets a chance at a quick prize. Galleons, custom titles, rare items, artwork, graphics, codes, mini-stories - you name it, and it's probably a prize for grabs at some point or another. Guaranteed though, money will always be in the pot.

VIII. Advertising

A site is made active by its members and by the traffic it receives for snagging new ones. Our Advertisement Incentive Program is a great way to not only pad up your bank account, but also to find and earn new friends for you to play with! Win-win!

IX. Posting Bonuses

Posting bonuses are earned automatically and paid out by the site. You will note a word counter when you post - after the counter reaches certain points, you earn bonuses for that post. Click on the spoiler to see the pay out for certain word targets.

SPOILER: Click to show

{Spoiler}500 - 10g
1000 - 25g
1500 - 50g
2000 - 100g
2500 - 200g
3000 - 300g
3500 - 400g
4000 - 500g

[THE PHOENIX]

Saving Money

I. Open Your Account

First things first, as soon as you're accepted on the site and have all your applications filled out, scoot down to your local Gringotts Bank and make your first deposit. Congratulations, you now have a working bank account! To deposit or withdraw, simply click on the 'Bank' tab in the navigation bar at the top of the forum.

II. Post Deposits

If you've earned a substantial amount of galleons through any means, it is a good idea to deposit them, as there is a chance someone may see fit to steal them from you. Not only that, but the more money you have in the bank, the more money you are making on interest!

III. Interest

Interest is earned once a day, so long as you log on and post. Every day that your character posts, they earn bank interest!

[THE PHOENIX]

Spending Money

I. Graphics & Code

For economical purposes, it is possible to pay your fellow witches and wizards for certain services such as graphics and codes. This keeps the currency flowing from hand to hand rather than sitting stagnant in banks or site shops.

II. Homes

Because the purchase of a home will result in a sub-board just for your character, the prices on these are hefty, which is why its a good idea to work for as much money as possible. Certain canon families already have homes and some have large ones pre-made for them for site purposes. Most canons and originals will have to work for theirs however. Click on the spoiler tag for home prices and explanations.

SPOILER: Click to show

{Spoiler}{Spoiler}{Spoiler}{Spoiler}1. Standard Home
Price: One House Token

A standard home is a sub forum in the Wizarding Homes section of the board. You will not need to have anyone else sign up to live with your character - the only lease agreement is that there must be one active thread per month or your home will be repossessed without refund. If this purchase is made, you must PM THE PHOENIX with your sub-forum description.

3. Special Housing
Price: Two House Tokens

Special Housing is a sub forum in any residential area you desire. You will not need to have anyone else sign up to live with your character - the only lease agreement is that there must be one active thread per month or your home will be repossessed without refund. If this purchase is made, you must PM THE PHOENIX with your sub-forum description and country of choice.

IV. Special Education

Those interested in having their characters gain a special status, such as Animagi, Patronus, Legilimency, Occlumency and others can request an apprenticeship. The various books and tools your character will need will be costly but ultimately, your character can purchase the educational tools necessary to gain learned magical skills.

SPOILER: Click to show

{Spoiler}{Spoiler}{Spoiler}{Spoiler}To Learn Legilimency:
You must have an apprenticeship with Professor Snape or The Druid. These are a vault items! You must find The Druid and request apprenticeship and pay the fee, or be involved in an actual apprenticeship with Professor Snape.

To master legilimancy you must own Natures Nobility: A Wizarding Genealogy, A Guide To Advanced Legilimancy and a Wizards Chess Set.

To Learn Occlumency:
You must have an apprenticeship with Professor Snape or The Druid. These are vault items! You must find The Druid and request apprenticeship and pay the fee, or be involved in an actual apprenticeship with Professor Snape.

To master Occlumency you must own Hogwarts: A History, A Guide to Advanced Occlumency and a Pensieve.

To Become an Animagus:
You must have an apprenticeship to Professor Mulciber or The Druid. These are vault items! You must find The Druid and request apprenticeship and pay the fee, or be involved in an actual apprenticeship with Professor Mulciber.

To become an animagus you must own Intermediate Transfiguration, Advanced Transfiguration, Transfiguration Today, and Transformation Elixir.

V. Site Shop

The site shop can be located from the top menu bar, just right of Owl Mail and Bank. The shop holds all manner of items that will be useful to your character and to you as a player!

VI. Impossible Things

Here on H&H it is possible to do the impossible - if you know where to look, what to buy, and who to pay. You can own a Dragon, if you so wish. Even a phoenix if that is your desire. But of course, all impossible things must come at a price. These artifacts, once purchased, allow your character something impossible, a pet or a skill that goes well beyond what is ordinary. To get them you must prove your dedication to the site - they are rare, they are pricey, but once yours, your character will never lose it.

SPOILER: Click to show

{Spoiler}{Spoiler}{Spoiler}{Spoiler}Own A Dragon:

To own a Dragon the following items must be in your inventory:

Dragon Breeding for Fun & Profit
From Egg to Inferno: A Dragon Keepers Guide
Dragon Species of Great Britain and Ireland
Vial of Dragon Blood
Ministry Issue Dragon Owners License

Note: When all these things are acquired you will be required to roll a dice. The result will determine the breed of your Dragon.

VII. Transferring Funds

If you wish to transfer funds from one account to another, simply PM THE PHOENIX or SEVERUS TOBIAS SNAPE with the following code:

I WISH TO MAKE A TRANSFER

[b]Amount:[/b]
[b]From:[/b] (Character name of account the money is coming from)
[b]To:[/b] (Character name of account the money is going to)